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Important Things to Keep in Mind When Involved in a Car Accident

Many victims of car accident know the hassle and stress involved in a car accident, and there are a lot of questions asked once you experienced it. The important things you have to keep in mind after a car accident is to inspect yourself and your passengers for injuries, get to a safe area as much as possible, call 911, wait for help, share information, document the incident, and notify your insurance company. Immediately call 911 if you are injured or you can also ask someone to do so, never attempt to move if you think you are seriously injured, and just wait for the emergency response team to arrive. It is best to ask the help of a bystander if you don’t have an access to your mobile device.

If you are still able, move to the sidewalk or side of the road. This is to determine who is the one at-fault in an accident. Most can insurance in the United States is fault-based, wherein if the driver is at fault, his insurer will help in paying for medical expenses, repairs, and other losses such as lost wages, loss of consortium, and pain and suffering through the liability of a driver. Regardless if it is a major collision or a minor fender-bender, it is crucial to call the police because this is legally required. The police officers will need to fill out an accident report and properly document the scene. Another option is to go to the nearest police station if the police can’t come to the accident scene. Your engine should be turned off, hazard lights turned on, and road flares should be used to warn other vehicles to slow down. You have to exchange information with the other driver including your contact numbers and insurance details. The most important information you have to gather after a car accident include the other driver’s full name and contact information, insurance company and policy number, license plate number, driver’s license, vehicle information (type, color, and model), and the location of the accident.

Documentation of the accident is important to help in protecting yourself by identifying the police officers by getting their names and badge numbers, get a copy of the accident report, take pictures of your vehicle in all angles to show damage done to both cars, and talking to witnesses to get their names and contact details. You need to contact a car accident lawyer to help you in establishing and proving your car accident claim.

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